LLQPMockExam

How to prepare for the Life insurance agent (LLQP) exam (Canada (outside Quebec))

LLQPMockExam · Topics · Exam guide · Sample questions

Key facts

This is a training format: it does not reproduce the official exam format.

Only 59% of LLQP candidates pass all four modules on the first attempt (Insurance Council of BC, national LLQP pass rates, 2025-2026)

Take the free test ยท full question bank and mock exams with a subscription

Topics covered

How to prepare

One practice exam per module

Life Insurance, Accident and Sickness Insurance, Segregated Funds and Annuities (35 questions each) and Ethics and Professional Practice (25 questions): 75 minutes each, marked at 60 per cent.

Federal and provincial law, cited

The Income Tax Act, the Insurance Acts of Ontario, British Columbia and Alberta, the Canada Pension Plan, the Employment Insurance Act, PIPEDA, the anti-money laundering rules and the CLHIA guidelines.

Client cases and calculations

187 client scenarios and 39 calculations: needs analysis, policy taxation, disability benefits, maturity and death benefit guarantees, annuity taxation.

Every explanation names its source

The answer, the section or guideline behind it and why the other options fail. You learn the rule, not just the letter.

Progress module by module

See your best score and the questions answered in each module, and know which one is ready before you book it.

Frequently asked questions

Are these the questions from the LLQP exam?

No. The exam questions are confidential and are not published. Every one of our 450 questions was written from scratch from public sources: the CISRO curriculum, the Income Tax Act, the Insurance Acts of Ontario, British Columbia and Alberta, the Canada Pension Plan, the Employment Insurance Act, PIPEDA, the anti-money laundering rules and the CLHIA guidelines. Nothing is copied from CISRO's sample questions or from a course provider.

What pass mark do the practice exams use?

60 per cent in each module, the LLQP pass mark published by the provincial regulators (for example the Government of Newfoundland and Labrador's LLQP page). Each module is passed on its own: a strong score in one module does not make up for another. On the real exam, five questions in each module are unscored pilot questions that you cannot recognise, so our practice exams simply score every question.

How long are the practice exams?

As on the exam described by the Insurance Council of BC (February 2026): 75 minutes per module, 35 questions for Life Insurance, Accident and Sickness Insurance and Segregated Funds and Annuities, and 25 questions for Ethics and Professional Practice, each with four possible answers. Choose the module in the menu and the questions are drawn from that module's bank only.

How many questions are there for each module?

450 in total: 121 for Life Insurance, 121 for Accident and Sickness Insurance, 121 for Segregated Funds and Annuities and 87 for Ethics and Professional Practice (Common Law). Within each module the questions follow the weight of each competency in the CISRO curriculum. Every bank is more than three times the size of its exam, so a practice exam never repeats a question. We chose a smaller bank checked line by line over a large one that is not.

I failed a module. Can this help me rewrite it?

Yes, that is what the module-by-module practice exams are for: pick the module you need, take timed exams and review every explanation. Under CISRO's exam policy (December 2023), you can rewrite a failed module up to three times while your course is still valid (12 months), with at least 24 hours between attempts; after a fourth failed attempt you must wait one year and retake the course. Your provincial regulator's rules apply.

Which provinces does it cover?

The Common Law version of the LLQP, written in every province and territory except Quebec. The provincial rules cited are those of Ontario, British Columbia and Alberta; the other provinces have similar rules, which you should check with your regulator. Quebec candidates write different exams with the AMF.

How current is the content?

The questions were written and checked in November 2026 against the laws and guidelines that apply on January 1, 2027, and against the CISRO curriculum revised in May 2015, which is still the one in force. Annual amounts (RRSP and TFSA limits, YMPE, CPP and EI figures) are given with their year and change every year. If a rule changes after that date, the official text prevails.

Does this replace my LLQP course?

No. The harmonized LLQP course is mandatory before you can book the exam, and your course provider may already give you practice questions. This platform is extra practice: it drills the material module by module and shows you where you are weak.

Can I cancel?

Yes, at any time from your account, with no notice period and no penalty. The subscription renews automatically every month until you cancel; cancelling stops the next renewal and your access continues to the end of the period already paid for.

Are you affiliated with CISRO or a regulator?

No. LLQPMockExam is an independent private study platform. It is not affiliated with, endorsed by or associated with the Canadian Insurance Services Regulatory Organizations (CISRO), the Financial Services Regulatory Authority of Ontario (FSRA), the Insurance Council of British Columbia, the Alberta Insurance Council, any other provincial insurance regulator or any LLQP course provider. We use the name LLQP only to say which exam we help you prepare for. Only your provincial regulator licenses insurance agents.

Can I study on my phone?

Yes. The question bank, the study notes and the practice exams work the same on a phone, a tablet or a desktop.

Start free